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EMV® 3DS, a standards-based authentication protocol, helps merchants to lower CNP fraud, secure digital payments & provide a better customer experience. Learn how.

Learn what 3D Secure is, how it works and how it can affect your online transactions in other countries. Find out which U.S. credit cards support 3DS and which ones may encounter issues abroad.

With EMV 3DS 2.0 your business can comply with global regulations including PSD2 and SCA while safely increasing approval rates and reducing false declines. EMV 3D Secure (2.0) is an industry authentication protocol that enables strong (two-factor) authentication for digital payments.

The primary function of 3D Secure is to add an extra layer of verification for online payments. While conventional transactions require only card details and a security code, a 3D Secure transaction prompts the cardholder for an additional password or sends a one-time code to their mobile device.

3-D Secure. 3-D Secure is a protocol designed to be an additional security layer for online credit and debit card transactions. The name refers to the "three domains" which interact using the protocol: the merchant/acquirer domain, the issuer domain, and the interoperability domain. [1]

3D Secure authentication is a security protocol that works to help prevent online credit and debit card fraud. This extra verification measure is designed to provide security for buyers and businesses at checkout. Learn more about 3D Secure, how it can work, and why it may be important for digital purchases.

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