123 Rewards Mastercard

U.S. Bank and Kroger Co., the nation’s largest traditional grocery chain, have introduced a new value proposition for the Kroger Rewards World Elite Mastercard®, providing cardmembers with more rewards plus an added ability to save 25¢ off per gallon of fuel – a direct, immediate savings at the pump at 1,500 Kroger-owned fuel centers.

Contact 24-hour Cardmember Services with any questions about your card. Please visit our About Enrolling page to learn more about enrolling your account into Online Banking. View frequently asked questions about the Kroger Rewards Master Card.

19.24% - 29.99% variable. Credit Score. Good. Pros. No annual fee. No foreign transaction fees. Easy-to-redeem rewards. Cons. No low introductory APR period. Limited cash-back reward...

With the Smith's Rewards World Elite Mastercard®, you'll get unlimited rewards at all Kroger family of companies plus earn free groceries with every qualifying purchase and even more on fuel. Learn more about the 1-2-3 Rewards credit card benefits.