Practicalmoneyskills.com Credit Cards

Credit cards can be a convenient and flexible form of payment, but they have to be used responsibly in order to make the most of your money. Though credit cards allow you to purchase items instantly without using cash, it’s important to use your cards as carefully as you would handle your cash.

Also known as a credit rating, a credit score reflects how reliable you are when it comes to repaying money. Lenders use it to help determine whether you qualify for a credit card, loan, mortgage or other services like a mobile phone contract.

Practicalmoneyskills.com Credit Cards - Credit cards can be powerful financial tools for you and your family. But as with all financial tools, they should be used carefully. This guide outlines the basics of credit cards and the responsible use of credit. DOWNLOAD PDF.